Umbrella employment salary simulation in Luxembourg

Enter your day rate and days worked: the simulator estimates what you receive each month through umbrella employment in Luxembourg, net salary and allowances included.

Simulate Your Income

Discover how much you can earn with our umbrella solution

650 €
300 EUR1 500 EUR
20 days
1023
2 771 €
2 771 €5 000 EUR

In Luxembourg, the gross salary cannot be below the social minimum wage, i.e. €2,771 since June 2026.

Your estimated results

Monthly invoice13 000 €
Estimated net income
9 872 € – 11 014 €76 – 85% of your billing

Low end: the management balance is paid to you as salary (with contributions and tax). High end: it is paid as reimbursement of justified business expenses. Your actual income falls in between, depending on your expenses.

Frais de gestion (9%)-1 170 €
Cotisations patronales-374 €
Gross salary2 771 €
Cotisations salariales (12.95%)-359 €
Impôt (déclaration annuelle)-
Net salary2 412 €
Flat-rate allowances1 200 €
Indemnité de nuit1 000 €
Indemnité KM1 500 €
Management balance4 902 €

* Indicative estimate. Contact us for a personalized simulation.

How umbrella net salary is calculated, with worked examples →Get my personalized simulation

How the calculation works

  1. Revenue: your day rate multiplied by the number of days worked in the month.
  2. Management fee: a flat €800 per month below €400 per day, 8% of revenue between €400 and €600 per day, 9% above.
  3. Gross salary: subject to Luxembourg social contributions (about 13.5% employer side, 12.95% employee side).
  4. Allowances: the balance is paid as travel allowances (meals, overnight stays, mileage) and mission balance.

The amount shown is before income tax: in Luxembourg, it depends on your tax class. Your personalized simulation includes it.

Frequently asked questions

Why isn't income tax deducted?

In Luxembourg, income tax depends on your tax class and personal situation. The simulator therefore shows an amount before tax; the personalized simulation takes it into account.

Why is the result a range?

The management balance, what is left after your base salary and costs, can be paid to you as additional salary (subject to contributions and tax) or as reimbursement of justified business expenses. The low end is the first case, the high end the second: your actual income depends on your expenses.

What is the minimum day rate?

For umbrella employment to be financially worthwhile in Luxembourg, we generally recommend a day rate of at least €400.

How is the management fee calculated?

A flat fee of €800 per month if your day rate is below €400, 8% of your revenue between €400 and €600 per day, and 9% above.

How do I get a personalized simulation?

Fill in the form at the bottom of the page: an expert sends you a detailed simulation tailored to your situation within 24 hours.

Ready to Optimize Your Income?

Choose how you'd like to be contacted

or
You can also contact us directly:Send us an email